Pradhan Mantri Awas Yojana Urban (PMAY-U), a flagship housing scheme of the central government is providing subsidy on home loans to MIG / EWS / LIG under the credit linked subsidy scheme. Under CLSS home loan scheme, housing loan subsidy is being provided on home loans taken by the people belonging to EWS / LIG / MIG 1 / MIG 2 category of the society.

Under the CLSS component of PMAY, the home loan borrowers who avail housing loan would be provided interest subsidy on home loan interest rates subject to the income and other criteria. The central government has signed MoU with primary lending institutions for home loans to EWS / LIG / MIG under PMAY scheme. These PLI’s include Housing Finance Companies, Public & Private Sector banks, Regional Rural banks, Co-Operative banks, Small finance banks and Non-banking finance companies.

There are hundreds of banks and housing finance companies which are providing home loans to eligible beneficiaries under the CLSS component of PMAY. Below is the UPDATED complete list of all such banks and other PLI’s which are providing home loans under CLSS for EWS / LIG / MIG component of Pradhan Mantri Awas Yojana Urban.

Below is the complete list of PMAY Home Loan Banks for EWS/LIG/MIG under CLSS Component. Sl. PLI Website Address Associated CNA PUBLIC SECTOR BANKS* 1. Allahabad Bank www.allahabadbank.in NHB 2. Andhra Bank www.andhrabank.in NHB 3. Bank of Baroda www.bankofbaroda.co.in NHB 4. Bank of India www.bankofindia.com NHB 5. Bank of Maharashtra www.bankofmaharashtra.in NHB 6. Canara Bank www.canarabank.in NHB 7. Central Bank of India www.centralbankofindia.co.in HUDCO 8. Corporation Bank www.corpbank.com NHB 9. Dena Bank www.denabank.co.in NHB 10. IDBI Bank Ltd. www.idbi.com NHB 11. Indian Bank www.indian-bank.com NHB 12. Indian Overseas Bank www.iob.in NHB 13. Oriental Bank of Commerce www.obcindia.co.in NHB 14. Punjab & Sind Bank www.psbindia.com NHB 15. Punjab National Bank www.pnbindia.in NHB 16.  State Bank of India* www.sbi.co.in NHB 17. Syndicate Bank www.syndicatebank.in NHB 18. UCO Bank www.ucobank.com NHB 19. Union Bank of India www.unionbankonline.co.in NHB 20. United Bank of India www.unitedbankofindia.com NHB 21. Vijaya Bank www.vijayabank.com HUDCO PRIVATE SECTOR BANKS 1. Axis Bank Ltd. www.axisbank.com NHB 2. Bandhan Bank Ltd. www.bandhanbank.com NHB 3. Catholic Syrian Bank www.csb.co.in NHB 4. City Union Bank www.cityunionbank.com HUDCO 5. DCB Bank Ltd. www.dcbbank.com NHB 6. Dhanlaxmi Bank Ltd. www.dhanbank.com HUDCO 7.  Deutsche Bank AG www.deutschebank.co.in NHB 8. ICICI Bank Ltd. www.icicibank.com NHB 9. IDFC Bank Ltd. www.idfcbank.com NHB 10. J&K Bank www.jkbank.net HUDCO 11. Karnataka Bank Ltd. www.karnatakabank.com NHB 12. Karur Vysya Bank Ltd. www.kvb.co.in NHB 13. Kotak Mahindra Bank Ltd. www.kotak.com NHB 14. Lakshmi Vilas Bank www.lvbank.com HUDCO 15. Nanital Bank Ltd. www.nainitalbank.co.in HUDCO 16. SBM Bank (Mauritius) Ltd. www.sbmgroup.mu NHB 17. South Indian Bank Ltd. www.southindianbank.com HUDCO 18. Tamilnad Mercantile Bank Ltd. www.tmb.in NHB 19. The Federal Bank Ltd. www.federalbank.co.in NHB 20. Yes Bank www.yesbank.in NHB REGIONAL RURAL BANKS 1. Allahabad UP Gramin Bank www.allahabadgraminbank.in  NHB 2. Andhra Pradesh Grameena Vikas Bank www.apgvbank.in NHB 3. Andhra Pragati Grameena Bank www.apgb.in NHB 4. Arunanchal Pradesh Rural Bank www.apruralbank.com NHB 5. Assam Gramin Vikas Bank www.agvbank.co.in NHB 6. Bangiya Gramin Vikas Bank www.bgvb.co.in HUDCO 7. Baroda Gujarat Gramin Bank www.bggb.in NHB 8. Baroda Rajasthan Kshetriya Gramin Bank www.brkgb.com HUDCO 9. Baroda Uttar Pradesh Gramin Bank www.barodagraminbank.com NHB 10. Bihar Gramin Bank www.bihargraminbank.in HUDCO 11. Central Madhya Pradesh Gramin Bank www.centralmpgraminbank.com NHB 12. Chaitanya Godavari Grameena Bank www.cggb.in NHB 13. Chhattisgarh Rajya Gramin Bank www.cgbank.in NHB 14. Dena Gujarat Gramin Bank www.dggb.co.in NHB 15. Ellaquai Dehati Bank www.edb.org.in HUDCO 16. Gramin Bank of Aryavart www.aryavart-rrb.com NHB 17. Himachal Pradesh Gramin Bank www.himachalgraminbank.org NHB 18. J&K Grameen Bank www.jkgb.in HUDCO 19. Jharkhand Gramin Bank www.jharkhandgraminbank.com HUDCO 20. Karnataka Vikas Grameena Bank www.kvgbank.com NHB 21. Kashi Gomti Samyut Bank www.kgsgbank.co.in  NHB 22. Kaveri Grameena Bank www.kaverigrameenabank.com NHB 23.  Kerala Gramin Bank www.keralagbank.com NHB 24. Langpi Dehangi Rural Bank www.ldrb.org NHB 25. Madhya Bihar Gramin Bank www.mbgbpatna.com NHB 26. Madhyanchal Gramin Bank www.mgbank.co.in  NHB 27. Maharashtra Gramin Bank www.mahagramin.in NHB 28. Manipur Rural Bank www.manipurruralbank.com NHB 29. Meghalaya Rural Bank www.meghalayaruralbank.co.in HUDCO 30. Mizoram Rural Bank www.mizoramruralbank.com NHB 31. Nagaland Rural Bank Not Available NHB 32. Narmada Jhabua Gramin Bank www.njgb.in NHB 33.  Odisha Gramiya Bank www.odishabank.in NHB 34. Pallavan Grama bank www.pallavangramabank.in NHB 35. Pandyan Grama Bank www.pandyangramabank.in  NHB 36. Pragathi Krishna Gramin Bank www.pragathikrishnabank.com NHB 37. Prathama Bank www.prathamabank.org NHB 38. Puduvai Bharathiar Grama Bank www.puduvaibharathiargramabank.in HUDCO 39. Punjab Gramin Bank www.pgbho.com NHB 40. Purvanchal Bank www.purvanchalbank.com HUDCO 41. Rajasthan Marudhara Gramin Bank www.mgbbank.com HUDCO 42.  Saptagiri Grameena Bank www.saptagirigrameenabank.in NHB 43. Sarva Haryana Gramin Bank www.shgb.co.in NHB 44. Sarva UP Gramin Bank www.upgb.com HUDCO 45. Satluj Gramin Bank www.sgbbathinda.co.in HUDCO 46. Saurashtra Gramin Bank www.sgbrrb.org NHB 47. Telangana Grameena Bank www.tgbhyd.in HUDCO 48. Tripura Gramin Bank www.tripuragraminbank.org  NHB 49.  Utkal Grameen Bank www.ugb.co.in NHB 50. Uttarakhand Gramin Bank www.uttarakhandgraminbank.com HUDCO 51. Uttarbanga Kshetriya Gramin Bank www.ubkgb.org HUDCO 52. Uttar Bihar Gramin Bank www.ubgb.in  NHB 53. Vanachal Gramin Bank www.vananchalgraminbank.com HUDCO 54. Vidharbha Konkan Gramin Bank www.vkgb.co.in NHB CO-OPERATIVE BANKS 1. Adarsh Co-Operative Bank Ltd. HUDCO 2. Assam Co-Operative Apex Bank www.apexbankassam.com HUDCO 3. Bihar State Co-operative Bank Ltd. http://biharbank.bih.nic.in HUDCO 4. Bombay Mercantile Co-operative Bank www.bmcbankltd.com NHB 5. Chhattisgarh Rajya Sahakari Bank Maryadit www.cgapexbank.com HUDCO 6. Citizen Credit Co-op Bank Limited www.citizencreditbank.com  NHB 7. Cosmos Co-operative Urban Bank Ltd. www.cosmosbank.com HUDCO 8. Dombivli Nagari Sahakari Bank Ltd. http://dnsbank.in HUDCO 9. Jalgaon Janata Sahakari Bank Ltd. www.jjsbl.com  NHB 10. Janaseva Sahakari Bank Ltd. www.janasevabankpune.net HUDCO 11. Janta Sahakari Bank Ltd. www.janatabankpune.com HUDCO 12. J&K State Cooperative Bank HUDCO 13. Jharkhand State Co-Operative Bank Ltd. www.jscb.gov.in HUDCO 14. Kallappanna Awade Ichalkaranji Janta Sahakari Bank Ltd. www.ijsbank.com HUDCO 15. Kalupur Commercial Co-operative Bank Ltd. www.kalupurbank.com HUDCO 16. Karad Urban Co-Operative Bank Ltd. www.karadurbanbank.com HUDCO 17. Kerala State Co-Operative Bank Ltd. www.keralacobank.com HUDCO 18. Lakhimpur Urban Co-Operative Bank Ltd. www.lakhimpurucb.org NHB 19. Mahanagar Co-Operative Bank Ltd. www.mahanagarbank.com HUDCO 20. Malviya Urban Cooperative Bank Ltd. www.malviyabank.com HUDCO 21. Meghalaya Co-Operative Apex Bank Ltd. http://mcab.gov.in HUDCO 22. Mehsana Urban Co-Operative Bank Ltd. www.mucbank.com HUDCO 23. Mizoram Cooperative Apex Bank Ltd. www.mizoapex.com HUDCO 24. NKGSB Co Operative bank Ltd. www.nkgsb-bank.com NHB 25. Nutan Nagarik Sahakari Bank Ltd. www.nutanbank.com HUDCO 26. Odisha State Cooperative Bank www.oscb.coop HUDCO 27. Prime Co-operative Bank Ltd. www.primebankindia.com  NHB 28. Punjab & Maharastra Co- operative Bank Ltd. www.pmcbank.com NHB 29. Rajarambapu Sahakari Bank Ltd. www.rajarambapubank.org HUDCO 30. Rajkot Nagarik Sahakari Bank Limited www.rnsbindia.com NHB 31. Sangli Urban Co-Operative Bank Ltd. www.sangliurbanbank.in HUDCO 32. Saraswat Cooperative Bank Ltd. www.saraswatbank.com  NHB 33. Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. www.pardipeoplesbank.in HUDCO 34. Sarvodaya Commercial Co- operative Bank www.sccbank.in NHB 35. Shikshak Sahakari Bank Ltd. www.shikshakbank.com HUDCO 36. Shivalik Mercantile Co-Operative Bank www.shivalikbank.com NHB 37. Shri Mahalaxmi Co-Op Bank Ltd. www.shrimahalaxmibankkolhapur.com HUDCO 38.  Shri Mahila Sewa Sahakari Bank Ltd. www.sewabank.com NHB 39. Shree Panchganga Nagari Sahakari Bank Ltd. www.panchgangabank.com HUDCO 40. Sikkim State Co-Operative Bank Ltd. HUDCO 41. SVC Co-Operative Bank Ltd. www.svcbank.com HUDCO 42. The Ahmedabad Mercantile Co- operative Bank Ltd. www.amco-bank.com NHB 43. The Arunachal Pradesh State Cooperative Apex Bank Ltd. HUDCO 44.  The Bharat Co-operative Bank (Mumbai) Ltd. www.bharatbank.com  NHB 45. The Central Co-Operative Bank Ltd. www.ccbank.bg HUDCO 46. The Goa State Co-Operative Bank Ltd. www.gscbgoa.com HUDCO 47. The Greater Bombay Co- operative Bank Ltd. www.greaterbank.com  NHB 48. The Gujarat State Co-operative Bank Ltd www.gscbank.co.in NHB 49. The Himachal Pradesh State Cooperative Bank Ltd. http://hpscb.com/ HUDCO 50. The Jalgaon Peoples Co-Operative Bank Ltd. www.jpcbank.com HUDCO 51. The Kalyan Janata Sahakari Bank Ltd. www.kalyanjanata.in NHB 52. The Kurmanchal Nagar Sahakari Bank Ltd. www.kurmanchalbank.com HUDCO 53. The Nawangar Co-operative Bank Ltd. www.nawanagarbank.co.in NHB 54. The Pandharpur Urban Co-Operative Bank Ltd. www.pandharpurbank.com HUDCO 55. The Punjab State Cooperative Bank Ltd. www.pscb.in HUDCO 56. The Surat People’s Cooperative Bank Ltd. www.spcbl.in HUDCO 57. The Visakhapatnam Co-operative Bank Ltd. www.vcbl.in HUDCO 58. The West Bengal State Co- operative Bank Ltd. www.wbscb.com NHB 59. TJSB Sahakari Bank Ltd. www.tjsbbank.co.in HUDCO 60. Uttarakhand State Cooperative Bank Ltd. www.ukstcbank.com HUDCO HOUSING FINANCE COMPANIES (HFCs) 1. Aadhar Housing Finance Ltd. www.aadharhousing.com NHB 2.  Aditya Birla Housing Finance Ltd. www.adityabirlahomeloans.com NHB 3. Akme Star Housing Finance Ltd. www.akmestarhousing.com NHB 4. Altum Credo Home Finance Private Ltd. www.altumcredo.com NHB 5. Aptus Value Housing Finance India Ltd. www.aptusindia.com NHB 6. Aspire Home Finance Corporation Ltd. www.ahfcl.com NHB 7. AU Housing Finance Ltd. www.auhfin.in NHB 8. Bee Secure Home Finance Pvt. Ltd. www.incred.com NHB 9. Can Fin Homes Ltd. www.canfinhomes.com NHB 10. Capital First Home Finance Ltd. www.capfirst.com NHB 11. Capri Global Housing Finance Private Limited www.cgcl.co.in NHB 12. Cent Bank Home Finance Ltd. www.cbhfl.com NHB 13. Centrum Housing Finance Ltd. www.centrum.co.in NHB 14. Dewan Housing Finance Corporation Ltd. www.dhfl.com NHB 15. DHFL Vyasa Housing Finance Ltd. www.dvhousing.com NHB 16. DMI Housing Finance Pvt. Ltd. www.dmihousingfinance.in NHB 17. Edelweiss Housing Finance Ltd. www.edelweissfin.com NHB 18. Essel finance Home loans Ltd. NHB 19. Fast Track Housing Finance Pvt. Ltd. www.fasttrackhfc.com NHB 20. Fullerton Home Finance Company Ltd. www.fullertonindia.com NHB 21. GIC Housing Finance Ltd. www.gichfindia.com NHB 22.  GRUH Finance Ltd. www.gruh.com NHB 23. Habitat Microbuild India Housing Finance Company Pvt. Ltd. www.microbuildindia.com NHB 24. HBN Housing Finance Ltd. www.hbnhousing.com NHB 25. Hinduja Housing Finance Limited www.hindujahousingfinance.com NHB 26. Home First Finance Company India Pvt. Ltd. www.homefirstindia.com NHB 27. Housing and Urban Development Corporation Ltd. www.hudco.org NHB 28. Housing Development Finance Corporation Ltd. www.hdfc.com NHB 29. ICICI Home Finance Company Ltd. www.icicihfc.com NHB 30. IKF Housing Finance Private Limited www.ikffinance.com NHB 31. India Bulls Housing Finance Ltd. www.indiabullshomeloans.com NHB 32. India Home Loan Ltd. www.indiahomeloan.co.in NHB 33. India Infoline Housing Finance Ltd. www.iiflhomeloans.com NHB 34. India Shelter Finance Corporation Ltd. www.indiashelter.in NHB 35. IndoStar Home Finance Pvt. Ltd. www.indostarcapital.com NHB 36. Khush Housing Finance Ltd. www.khfl.co.in  NHB 37. KIFS Housing Finance Pvt. Ltd. www.kifshousing.com NHB 38. L & T Housing Finance Ltd. www.lthousingfinance.com NHB 39. LIC Housing Finance Ltd. www.lichousing.com  NHB 40. Magma Housing Finance www.magmahfc.co.in NHB 41. Mahindra Rural Housing Finance Ltd. www.mahindrahomefinance.com NHB 42. Mamata Housing Finance Company Pvt. Ltd. www.mamtahousingfinance.com NHB 43. Manibhavnam Home Finance India Pvt. Ltd. www.manibhavnam.com NHB 44.  Manipal Housing Finance Syndicate Ltd. www.manipalhousing.com NHB 45. Mannappuram Home Finance Pvt. Ltd. www.manappuram.com NHB 46. MAS Rural Housing and Mortgage Finance Ltd. www.mrhmfl.co.in NHB 47. Mentor Home Loans India Ltd. www.mentorhousing.com NHB 48. Micro Housing Finance Corporation Ltd. www.mhfcindia.com NHB 49. Muthoot Homefin(India) Ltd. www.muthootfinance.com NHB 50. Muthoot Housing Finance Company Ltd. www.muthootgroup.com NHB 51. National Trust Housing Finance Ltd. www.natrusthome.com NHB 52. Navarathna Housing Finance Ltd. NHB 53. New Habitat Housing Finance and Development Ltd. www.newhabitat.in NHB 54. Nivara Home finance limited www.nivarahousing.com NHB 55. North East Region Housing Finance Company Ltd. www.nerhofic.co.in NHB 56. Orange City Housing Finance Ltd. www.ochfl.com NHB 57. Panthoibi Housing Finance Company Ltd. www.phfcl.org.in NHB 58. Piramal Housing Finance Pvt. Ltd. www.piramalhousing.in NHB 59. PNB Housing Finance Ltd. www.pnbhousing.com NHB 60. RAAS Housing Finance (India) Ltd. www.raashfc.com NHB 61.  Reliance Home Finance Ltd. www.reliancehomefinance.com NHB 62. Religare Housing Development Finance Corporation Ltd. www.religarehomeloans.com NHB 63. Repco Home Finance Ltd. www.repcohome.com NHB 64.  Sahara Housing Fina Corporation Ltd. www.saharahousingfina.com NHB 65. Saral Home Finance Ltd. www.saraldhan.com NHB 66. SEWA Grih Rinn Ltd. www.sgrlimited.in NHB 67. Shriram Housing Finance Ltd. www.shriramhousing.in NHB 68. Shubham Housing Development Finance Company Pvt. Ltd. www.shubham.co NHB 69. SRG Housing Finance Ltd. www.srghousing.com NHB 70. Sundaram BNP Paribas Home Finance Ltd. www.sundarambnpparibashome.com NHB 71. Supreme Housing Finance Limited www.supremehomeloans.com NHB 72. Swagat Housing Finance Company Ltd. www.swagathfc.in NHB 73. Swarna Pragati Housing Microfinance Private Limited www.swarnapragatihousing.com NHB 74. Tata Capital Housing Finance Ltd. www.tatacapitalhfl.com NHB 75. Ummeed Housing Finance Private Limited www.ummeedhfc.com NHB 76. USB Housing Finance Corporation Ltd. www.usbhousing.in NHB 77.  Vastu Housing Finance Corporation Ltd. www.vastuhfc.com NHB 78. Viva Home Finance Ltd. www.vivagroup.in NHB 79. West End Housing Finance Limited www.westendhfl.com  NHB SMALL FINANCE BANKS 1. AU Financiers Ltd. www.aufin.in  NHB 2. Capital Small Finance Bank Limited www.capitalbank.co.in NHB 3. ESAF Small Finance Bank http://emfil.org HUDCO 4. Equitas Small Finance Bank www.equitasbank.com  NHB 5. Janalakshmi Financial Services Ltd. www.janalakshmi.com NHB 6. Suryoday Small Finance Bank Ltd. www.suryodaybank.com  NHB 7. Ujjivan Small Finance Bank www.ujjivan.com  NHB 8. Utkarsh Small Finance Bank Ltd. www.utkarshmfi.com  NHB NON BANKING FINANCE COMPANY – MICRO FINANCE INSTITUTION 1. Annapurna Micro Finance Pvt. Ltd. www.ampl.net.in NHB 2. Bharat Financial Inclusion Ltd www.bfil.co.in NHB 3. Cholamandalam Investment & Finance Company Ltd. www.cholamandalam.com HUDCO 4. Digamber Capfin Limited www.digamberfinance.com NHB 5. Margdarshak Financial Services limited www.margdarshak.org.in NHB 6. Satya Micro Capital Ltd. www.satyamicrocapital.com NHB 7. Spandana Sphoorty Financial Ltd. www.spandanaindia.com NHB 8. SV Creditline Private Limited www.svcl.in NHB

There is a total of 250 primary lending institutions that are providing home loans to EWS/LIG/MIG under the CLSS component of Pradhan Mantri Awas Yojana. These PLI’s includes Non-Banking finance companies, public and private sector banks, regional and co-operative banks, microfinance institutions, and small finance banks.

Home loans for Pradhan Mantri Awas Yojana can be applied online through the official websites of the banks and housing finance companies as listed above or the individuals can directly visit the bank branch for more details.

The complete list can also be downloaded from the official website of the Ministry of Housing and Urban Poverty Alleviation from the below link.

CLSS Toll-Free Helpline Numbers:
NHB: 1800-11-3377 / 1800-11-3388 and HUDCO: 1800-11-6163

List of Banks & HFC’s – PMAY EWS / LIG / MIG Home Loan 2021

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